On Q Financial are a group of professional mortgage folks that go beyond the initial application. We aim to deliver bite-sized pieces of infotainment about where you live. According to our data, they should be California's poster city for affordability, housing, and safety. It also has a small-town charm with a weekly farmers market, an outdoor amphitheater for entertainment, and easy access to beautiful mountains and natural parks. Either way, seems like they're keeping their townies employed and their economy strong. Rank Last Year: 4 (Up 3) More On Blythe: Real Estate | Crime Rate | Cost Of Living. Bakersfield is one of the largest and fastest growing cities in California with a population of 380,000. Median home price: $176,192. The third most affordable city in California for 2020 is Taft. Downtown is also full of charm with a historic district and farmers markets weekly making Temecula the perfect place for leisure seekers. Located just across the U.S.-Mexico border from the city of Mexicali, El Centro ranks as the tenth most affordable city in the state. The unemployment rate sits at 7.6%.eval(ez_write_tag([[580,400],'homesnacks_com-large-mobile-banner-1','ezslot_6',117,'0','0'])); Population: 43,898 If you want to live near the Mexico border and have international date nights, you could try out Imperial, California. Editor’s Note: We updated this article for 2020. With that example in mind, we derived several statistics from the latest Census American Community Survey 2014-2018 around incomes and costs. Still expensive, but cheaper than its neighbors. The two most important things to think about when it comes to being able to afford if you can live comes down to: You need to understand your costs in the context of how much money you make. Income To Rent Ratio: 59.0x (59th cheapest) Coalinga, California's "Sunny Side of the Valley," is our most affordable city in the The Land of Milk and Honey for 2020. The median household income in Ridgecrest comes in at $65,077 and the median home value is $172,400 for 2020. The El Centro-burb knows how to make their 'dolla holla' with year-round golf, dune buggying, and camping.eval(ez_write_tag([[728,90],'homesnacks_com-mobile-leaderboard-1','ezslot_22',113,'0','0'])); And you know what else Imperial's residents know? Maybe. Bakersfield is one of the largest and fastest growing cities in California with a population of 380,000. Our second most affordable city in California for 2020, Ridgecrest, is nestled between the Sierra Nevada, Cosos, Argus, and El Paso mountain ranges. Rank Last Year: 15 (Up 5) Rank Last Year: 3 (Down 1) While the median home price is a bit higher than some cities on this list at $197,600, folks in Williams earn a median income of $57,050 in a strong job market, so it's no sweat to pay off the mortgage. More On Live Oak: Real Estate | Cost Of Living. Located in the foothills of Kern County, at the extreme southwestern edge of the San Joaquin Valley, this city's oil and natural gas industry have been keeping this city 'booming'. So if affordable, central California living is on your bucket list, don't wait, cuz the word is out. He founded the company with just $1M of personal life savings—committed to his vision for building the best independent mortgage organization in the industry. The unemployment rate sits at 13.8%. We're not surprised it's so affordable. Home Price To Income Ratio: 2.8x (6th most affordable) So if you’re on a budget or like to watch your pennies, it’s wise to look at some of the more affordable places to live in California. So if you’re ‘California Dreamin’ on a budget, it is entirely possible to consider living in California without breaking the bank. More On Coalinga: Real Estate | Crime Rate | Cost Of Living. Another beautiful place with a historic downtown area, Camarillo has a weekly Farmer’s Market and other activities. The median household income in Blythe comes in at $43,141 and the median home value is $142,600 for 2020. But following this dream can set you back a pretty penny. I highly recommend them. Located about an hour north of Sacramento, Live Oak ranks as the seventh most affordable city in California. Located on the Colorado River about 220 miles east of Los Angeles, residents enjoy cool dry temperatures for most of the year. The state’s economy is ranked as 5th in the entire world. On Q Financial was referred to me and I can see why. On Q Financial goes the extra mile. And since sunshine makes people happy, and obviously motivated, we're pretty sure you'll want to call the affordable Holtville home. The unemployment rate sits at 6.6%. El Centro residents earn a median income of $46,457 and pay a median price of $182,300 for homes. Rank Last Year: 12 (Up 5) The median household income in Imperial comes in at $85,876 and the median home value is $226,500 for 2020. Home Price To Income Ratio: 2.6x (3rd most affordable) What we're confused by, however, is Blythe's median income only topping out at $43,141??? Whether you like catching the latest wave on the California beaches, trying your luck in casinos, or even hiking on the Pacific Crest Trail, it is a state that has a little something for everyone. Or if you want to be closer to the coast, you could try our winner, Taft, California. Rank Last Year: 14 (Up 6) This city in Fresno County is the 7th most affordable city in terms of home to income ratio and fifth cheapest for rent to income ratio.